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Money Tips & Guides
13% of Credit Card Balances Are Now 90 Days Late. Here’s What to Do Before You’re Next.
New data from the Federal Reserve Bank of New York puts the number in black and white: 13.12% of credit card balances are now…
General
What Zuckerberg’s AI Manifesto Means for Your Money
MAG 7 WEIGHT · the seven largest tech stocks now make up roughly 34% of the S&P 500 META CAPEX · full-year 2026 spending…
Credit Cards
Cash Back and Travel Miles Credit Card
CASH BACK · flat-rate cards trending toward 2% uncapped as the new baseline TRAVEL · premium annual fees keep climbing, up to $795 to…
Credit Cards
Your Credit Card Rewards Could Be Quietly Paying Down Your Student Loan
Student loan default rates have been climbing, and Consumer Financial Protection Bureau data shows credit delinquencies broadly running higher than they were back in…
Personal Loans & Credit
Refinance Applications Are Climbing. Here’s the Math Most People Skip Before Doing It Anyway.
Mortgage rates haven’t moved dramatically this year, but refinance activity has. Rates have eased somewhat from where they sat several months ago, and applications…
Auto Loans
1 in 3 New Car Loans Now Last Longer Than 6 Years. Here’s the Trap Hiding Inside That Low Monthly Payment.
Car loans are getting longer, and not by a little. A record 31.1% of new auto loans now stretch past 72 months (six years),…
